Narayana said — Because of the curse of the Ganga, Sarasvati with her single ray descended over the sacred land of Bharata and with her remaining rays she remained with the lord.
Sarasvati on the other hand with her descending in the land of Bharata, was known as Bharati. Because of her being the beloved of Brahma, she was known as Brahml and being the goddess of speech she was known as Vani.
Though Vishnu pervades the entire universe, he is seen sleeping in the watery bed Therefore, coming in touched with the waters, Vani the beloved of Vishnu came to be known as Sarasvati.
Descending on earth in the form of a river, many holy places developed on her banks which served as the fire flames to burn the sins of the sinners.
О Narada thereafter with the curse of Sarasvati, Ganga also descended on earth in one of her rays being meditated upon by Bhagiratha.
At the time of descending, Shiva established her in the matted locks of hair over his head because the earth was unable to bear the force of her flow and Shiva had been prayed to contain her force.
Laksmi on the other hand influenced with the curse of Sarasvati appeared on earth in one of her rays as river Padmavati and she herself remained close to the lord with the rest of her rays.
Thereafter, with another ray, she also appeared as the daughter of Dhannadhvaja and she came to be known as Tulasi.
With the curse of Sarasvati and subsequently with the curse of the lord, Laksmi the preserver of the universe, with one of her rays, turned herself into the form of a tree.
After the completion of five thousand years in Kaliyuga, all of them living there in river forms reverted to the abode of lord Vishnu. The sacred places of Kas'hi, Vrundavana and all other returned to Vaikuntha with them.
After the completion of ten thousand years the image of Salagrama and Jagannatha would also revert to Vishnuloka.
The attendants of Vishnu, Puranas, the conch, the sraddhas, tarpana and all the rites prescribed in the Vedas will also disappear.
The adoration of the lord, the name of the lord, recitation of their names, the sixth parts of the Vedas and the Shastras will also disappear.
The saints, the truth, dharma, Vedas, village deities, resolution, penance and fast will also disappear with them.
Thereafter the followers of the left path and those who attacked the s’hastras, falsehood, cheat shall remain on the earth. Thereafter lord Vishnu will be adored without Tulasi-leaves. All the people will remain without Ekadashi-vrata, devoid of dharma and shall always move against Narayana.
All the people thereafter would become wicked, heartless, crafty, arrogant, thief and violent. There would remain no difference between the men and women. The institution of marriage will disappear, miscarriage of justice would take place and an usurping trend in the title of objects would emerge.
All the men will be under the influence of women and the houses will be ruled by the wicked women who will denounce their husband's every now and then.
The house-wife shall be the owner of the house and the position of the man will be verse then servants. All other ladies of the house would be treated as servants. The father-in-law and mother-in-law will also meet the same situation. The one who is quite valorous shall be the leader of the house. Only those will be considered as brothers who are born from the same mother but those who are connected with the knowledge and learnings, will be of no consequences.
The brothers will conduct themselves as aliens. A man will not be able to perform anything without the permission on his wife.
The Brahmanas, Kshatriyas, Vaishyas and Shudras will discard the duties of their own varnas would act like Mlecchas and disowning all their scriptures would own the scriptures of the Mlecchas. In the Kaliyuga, the Brahmanas, Kshatrlyas and the Vais'hyas will serve the Shudras.
The people of all the castes will become the lords of stores, beside being the messengers, loading the bullocks and devoid of truth. The earth also will be deprived of her greenery.
The trees will be without fruits, the ladies will bear no children, the cows will yield no milk and the milk will yield no ghee.
The husband and wife shall not be devoted to each other and the house hold would be deprived of the pleasure. There will be no glory к ft with the kings and the people will suffer for the payment of revenue.
The rivers, rivulets, step-wells and the springs will remain without water and all the people of the four varnas will be deprived of their respective clhanna. There will be a virtuous person in lakhs, the thinking of men, women and children’s will be polluted and will be deformed.
They will speak of malicious things, following the wrong path. Some of the cities and the villages will be without population and shall look terrific. In some of them the people will dwell in small huts. Therefore, the outlook of the villages and the cities would become similar.
The forest-dwellers will also have to suffer from the payment of taxes. The irrigation would continue by means of the tanks and river water.
There would be no good yield of crops and the good harvest will not be profitable. The law graded people will be honoured. The rich and valorous people shall become arrogant.
In the Kaliyuga the people of the high castes will engage themselves in degraded works and resort of false hood cheating and wickedness. In spite of that, they will be considered as truthful
The sinful people would be considered as virtuous. The uncivilised people would be considered as civilised ones. The cheats would be considered as self-disciplined and the wicked women would be considered as chaste ones.
The degraded peoples would be considered as ascetics but the people who will believe in lord Vishnu shall continued to be called as the devotees of Vishnu. The people who resort to violence would be considered as the compassionate ones. The thiefs will become the killer of the people.
The cheats would take to the form of ascetics and continue denouncing everyone and finding fault with them. Those who believes in goblins and pretas etc. would become very popular.
The people possessing little knowledge would be considered as intellectuals and the cheats would invite adoration. All the men and women would be of dwarfish nature.
Thus in the age of Kaliyuga the people have short span on life. They become old, while being young and at the age of sixteen their hair will grow grey and at the age of twenty the old age will over-power them.
The women shall attain youthfulness at the age of eight and will start menstruation at the same age and shall also conceive. They will produce a child at the end of each year and shall grow old at the age of sixteen.
In the age of Kali some of the ladies shall be barren and the people of all the varnas will sell away their daughters; the mother, the women and the daughter-in-law shall all remain busy in earnings livelihood from unfair means. The men will earn their livings through the friends of their daughters and sisters.
In the age of Kali the people will sell out the name of the lord and to enhance their glory shall give away things in charity.
But after the second thought they shall get back the same. The godhood, the Brahmana hood are the functioning of a teacher, whether it is given by someone else arc is self acquired. The people would snatch them away in the age of Kaliyuga. The people will enjoy the company of their own daughter; some would enjoy the company one's own father-in-law or daughters-in-law, while some of the people would enjoy the company of all. Some of them would have illicit relation with their own sisters, some with the step-mothers and some with the brother's wives. In every house-hold the people will have illicit relation with prohibited women. Leaving their mothers, they will enjoy the company of all ladies. In the Kaliyuga no one would be able to decide the relationship between a husband and a wife.
The people will not be able to establish their ownership rights over the villages and the treasures. Almost all the people would resort to falsehood without any reason. All the people would take to stealing and become cheats.
All will indulge themselves into violence and kill human beings. The off-springs of Brahmanas Kshatrlyas and Vaishyas will always resort to the sinful ways. The people born in the families of Brahmanas shall deal in wax, iron, rasa and salt besides loading over the bullocks and burning the bodies of the Shudras.
All the people shall eat the food cooked by Shudras and shall enjoy the company of the Shudra damsels. The Вrahman as will not perform Pahcayajhas and can also eat food on the moonless night. They will discard yajhopavTta, performing of sandhya and all the cleansing practices. The wicked women, money-lenders, those having no sons, the degraded women and the women in period shall perform the duties of cooking food in the houses of Brahmanas.
No difference between will be left in the different types of foods of the ladies and the inmates of Asrama. All would become Mlecchas in the Kaliyuga.
Thus after the arrival of terrific Kaliyuga all would become Mleccha. At that point of time the trees will be of height of one hand and the humans will be of the size of a thumb.
At that point of time in the house of a Brahmana named Vishnuyas'a, Narayana shall appear in one of his rays in the form of the great Kalki as the son of the Brahmana.
Не will be mounted over a very big horse and liolding a sword in his hand, he shall destroy all the Mlecchas on earth. Thus the earth would be rid of the Mlecchas, after which he will disappear. At that point of time there will be a chaos on earth. Everywhere and the undesirable activities of the thieves and plunderers would be on the increase.
Thereafter for six nights continuously, there would be heavy rains on earth which would submerge everything on earth. No human beings or the trees or the houses would be insight. Thereafter, all the twelve Adityas would rise in the sky and dry away the water on earth.
Reaching at this stage, there will be an end to Kaliyuga and the start of Krtayuga, in which the truth and the tapas would remerge completely together with dharma.
At that point of time the Brahmana will perform tapas. They will be extremely religious and well-versed in the Vedic knowledge. In the every house hold, there will be chaste lady devoted to religion.
There will be regional kings who will be devoted to their own dharma, devoted to the Brahmana, glorious, devoted dharma and will be performing always the good deeds.
The Vais’hyas will engage themselves in commerce and will be devoted to the Brahmana and the religion. The Shudras also will be quite meritorious, devoted to dharma and adore the Brahmana.
The Brahmana, Kshatriyas and Vaishyas will perform the yajna's of Vishnu. There will be Vaishnavas always reciting the name of lord Vishnu and devoted to me.
They will be well-versed in Smrutis, srutis and Puranas, beside dharma and will enjoy the company of their wives only at the appropriate time. Therefore, this Krutayuga will be influenced only by dharma and there will be no particle of adharma.
In the Tretayiiga, the dharma will stand on three legs, in Kaliyuga only on one leg and ultimately even that will disappear.
О Brahmana the seven days (in a weak), sixteen dates and twelve months have been prescribed; Similarly, six seasons have also been prescribed. In a month there are two fortnights, in a year there are two half years (Ayanas). There are eight praharas in a day, of which four of them form the night and four of them the day. Thirty days make a month.
The year is of five types. Now I tell you about the counting of the time. As the days rise and end, Similarly, all the four yugas also come and end. A single divine day and night of Manu compares with the completed year of the humans. Those well-versed in the signs of time, ordain that after the passing of the three hundred and sixty yugas of the humans, a divine yuga of gods is made.
Seventy-one divine yugas comprise of a manvantara. And age of India is equivalent to one manvantara. Thus after the existence of twenty-eight Indras, there is one day and night of the Brahma. Thus after the lapse of the hundred and eight years, the life of Brahma comes to an end.
That is called the natural dissolution of the universe. At that point of time, the earth becomes invisible and the entire universe is submerged in water. All gods like Brahma, Vishnu, Shiva, the ascetics and all the creatures which are moveable and immovable merge to the body of lord Krishna. The nature also is merged in him. That is why it is known as the natural dissolution.
О sage, after the fall of Brahma and his merging at the time of dissolution, the entire period is like the winking of the eye like Krishna.
Thus the entire globe is destroyed but the Goloka and the Vaikuntha remain intact together with lord Krishna and his attendants.
The universe is resolved in the winking of the eyes of lord Krishna and submerged in water. In the winking of the eyes of lord Krishna the same universe re-emerges.
Thus the number of time the universe was created and it met with dissolution, the number of kalpas which might have passed, it difficult to describe and none knows about them.
O Narada, who can know the number of the universes, the dissolutions, the globes, Brahma and other gods residing in them.
Krishna happens to be the lord of entire cosmic and is the supreme-soul to all beyond Prakruti.
Brahma and other gods are the rays of that lord. Mahavirat is the ray of Brahma etc., Its ray formulates the junior-Virat while the Prakruti is the ray of that junior-Virat.
There lord Krishna had been divided into two parts. One of them is two armed and the other form, has four arms. He resides in the Vaikuntha. The two armed lord Krishna resides in the Goloka.
Everything from Brahma to the hay are treated as Prakruti. Whatever comes under the purview of Prakruti is all perishable.
Lord Krishna happens to be the cause of all the creations, truthful, eternal, ever-lasting, moving according to his own wish, the extreme Brahman, unattached, invisible, beyond, the nature and is devoid of any degrees. Inspite of that, in order to bestow his grace on his devotee, he takes to human form. He is extremely beautiful and the complexion of his body resembles the new clouds.
Не has two arms, holds a flute in his hands and appears in the form of a tender aged cowherd. He knows everything and is served by all. He is the supreme soul and the lord.
Brahma getting emerged from the navel of the lord, resorts to creation. He is well-versed in all the tattvas and has over-powered the death and in the form of Shiva who has over-powered the death, engages himself in destruction. With the learning bestowed by him and with his influence, he has become great and achieved the highest position. With the influence of the supreme soul of lord Krishna, lord Vishnu is possessed with greatest of the treasures, is all knowledgeable, the one who can see everyone, the one who pervades the universe, the protector of all and the one who can bestow all the treasures. He is the best of the gods and the lord of everyone.
With the learnings imparted by him, the tapas, the devotion and service, the nature (Prakruti) has possessed all the prowess besides achieving all the learnings and has become adorable by the wise people.
By serving him and performing tapas for him the everlasting Mahalaksmi has become the great goddess of riches and wealth.
By serving him and with the influence of his tapas Durga is adored in the entire universe becoming the great goddess of knowledge, bestower of all the riches, adorable by all, accepting Shiva as her husband. She is adored by all and is all knowledgeable and removes the fear and pains of the people.
Radhika was originated from the left part of lord Krishna, the same place where the breathing god resides. She had by virtue of extreme service to that god, acquired as a boon excellent beauty, luck, honour and pride as also secured wifehood and an everlasting place on the heart of that lord.
Radhika had performed tapas at the mountain of hundred peaks for a thousand divine yugas. She became very weak by fasting.
Then finding her having been reduced to the form of a ray of the moon, lord Krishna embraced her and started crying out of compassion.
Thereafter lord Krishna bestowed Radha with many boons saying, “O dearest one, you will always remain in my heart and also devoted to me.
Because of your nature, your pride, your love and the glory, you will be the best of all and you will be senior most wife among the ladies.
You will achieve the best of glory and honour and I shall always praise you and adore you. You consider myself always to be under you and I shall obey your command always.”
Thus Krishna who happens to be the lord of the universe cautioned her and he relieved his beloved wife of all the trouble.
All the wives of the gods whosoever have been honoured by each one of them, they have been so honoured because of the adoration of lord Krishna. О sage, those of the people who have performed tapas in a particular way reap the harvest accordingly.
As goddess Durga achieved the divinehood after performing tapas over the Himalaya mountain for thousands of years, concentrating here mind at the feet of lord Krishna, she became adorable by all. Sarasvati on the other hand performed severe tapas for a lakh of divine years at the Gandhamadana mountain and thereafter she became adorable by all.
Laksmi performed tapas for the Pushkara region for a hundred yugas as a result of which she achieved the proficiency of bestowing riches to all.
Savitri on the other hand, performed severe tapas at Malayachala for divine sixty thousand years at the feet of the lord and became adorable by Brahma.
О lord, in the earlier times, Shiva and Brahma performed tapas with great devotion for a hundred Manvantras. Vishnu also performed tapas for a similar period and thereafter, he became the protector of all.
О Narada, Surya, Sesha, Indra moon and Bruhaspati also performed tapas with great devotion for the lord for a manvantara.
The wind-god also performed tapas with great devotion for a hundred yugas and became the life of all and adorable by all.
Similarly, performing tapas for lord Krishna all the gods, the sages and humans besides the kings and Brahmanas, achieve the respectable position.
Thus I have spoken the gist of the Puranas and Agamas, whatever I had heard from the mouth of my teacher. What else do you want to know from me?